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February 26, 2020 @ 08:15 - 10:30

“State Budget 2020 – will Big Brother be watching you?”

Keynote Speaker: Ricardo Chaves, CEO & Chartered Accountant at All Finance Matters

Foreword presentation by Manuela Robinson, Joint Country Manager at Blacktower Financial Management Group

The British-Portuguese Chamber of Commerce is pleased to announce the next Business Breakfast in the Algarve: “State Budget 2020 – will Big Brother be watching you?”:

2020 will bring some changes to the Non Habitual Residency scheme, the Golden Visa programme and the Local Lodging sector, amongst others. Will Portugal continue to be the place to attract foreigners for investment and retirement?
Although some of these measures might seem to scare foreign investment, they can also be seen as an opportunity for others to come and live in Portugal. This state budget adopts tax policies that seek to remove the pressure in the real estate market metropolitan areas, especially Lisbon and Porto.
Together with the State Budget, 2020 also brings news to the accountancy procedures on companies, with accountants now having to submit to tax authorities the SAFT – Standard Audit File for Tax Purposes file that will allow them to know even more about your business: are you and your company prepared for this?

The session will allow our members ample time to discuss these and other questions they might have, but also to share their experiences and learn from each other. As usual there will also be ample time during and after the session for our members to network and engage with the speaker on matters of interest.

Ricardo Chaves has a degree in Management from the Algarve University, a postgraduate degree in Taxation from the Douro Business School and is a Certified Accountant and Member of the Ordem dos Contabilistas Certificados since 1997. He founded All Finance Matters in 2011 and is currently its Managing Partner. Today AFM has 3 offices in the Algarve and a team of 23 people.

Manuela Robinson has a degree in Business Economics and several certifications and accreditations in Business and Finance. Her areas of expertise are International Pension Transfers, Private Wealth Management and Tax Efficient Financial Structures, and she worked for a number of international banking institutions and large corporations before joining Blacktower Financial Management Group, where she is today Joint Country Manager.

Refer to Map

Please confirm by e-mail to no later than Monday, 24 February, if you would like to attend this event.

Cancellations will only be accepted if received at least 48 working hours before the event.
No-shows will be invoiced.

These breakfast meetings present a great opportunity to do some networking as well. Places are limited, and thus we urge you to make your reservation promptly.

We very much look forward to seeing you there.

Best regards,

Adriana Silva
Southern Representative

€ 13,50 for Chamber Members and Hilton’s Club H20 Members and € 18,50 for non-Members – Buffet style
This cost is for the breakfast only and will be paid on the day directly to Hilton Vilamoura

By signing up for the event you hereby confirm that you have read and agreed with the general terms and conditions of the BPCC/CCLB regarding the General Data Protection Regulation, which you can check here:
We hereby inform all participants that photographs and/or videos may be taken during our events, and that these may be used in our media, website and social networks. If you have any objection to us taking your picture or to your images being published, please inform us by email:


February 26, 2020
08:15 - 10:30


R. da Torre d'Água, Lote 4.11.1B Vilamoura 8125-615 Portugal + Google Map


Adriana Silva
(+351) 964 343 173